About Us


A larger segment of both the used and new dealer community are considering alternative financing and buy here/pay here (BH/PH) as a business strategy in which they may generate more sales from a previously underserved market. These dealers require a reliable and consistent source of capital in order to both procure vehicles to serve this consumer, and to provide internal financing for the support of the BH/PH segment. CAR Financial continues to be a leader in providing non-standard financing in support of compliant dealers in the BH/PH market. Whether you are new to this market, or you are a seasoned veteran who requires the need to raise capital on a limited or on-going basis, CAR Financial can design a program to meet your needs. CAR Financial buys notes and a WHOLE LOT MORE!


Cash flow issues have long plagued the BH/PH Industry. We have all been a part of the “paper rich and cash poor” position that is a constant strain on your cash flow. At CAR Financial, there are many programs that support a dealer through these times and in many cases allows the dealer to maintain control of both his customer and his back end profitability. Maintain or build your portfolio using your plan and CAR Financials capital.


CAR Financial has a proven track record of over 25 years in the Auto Finance industry. They can help you survive these difficult economic times by customizing a purchase/service program that meets your needs while providing quality service through a single dealer point of contact that is located near your dealership. They strive to understand your day to day business so that they can structure a program designed to meet your long term goals and objectives. Whether purchasing a stream of payments, purchasing all or part of your accounts outright, or simply servicing your BH/PH portfolio, the trusted professionals at CAR Financial are interested in working with you to meet your dealership needs.

CAR Financial Services, Inc. ("CAR") services both independent automotive dealers and automotive sub-prime financial organizations. CAR operates in 45 States and is continually evolving its programs to meet the ever changing needs of those we serve. Our strengths lie with our experienced and professional employees, our dedication to technology and a tradition of over 25 years of quality service.

Interested in more information on any of our programs and services?
Complete our online information request form or call 877-570-8857.